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SN 4 EP 1: Medicare Changes in 2025 - What Seniors Need to Know, with Duane Hamilton

Duane Hamilton, owner of Hamilton Insurance Group in Atlanta, joins us on this week’s episode to unlock the secrets of the insurance world. From his beginnings in the mortgage sector during the chaos of the 2008 financial crisis to his thriving insurance business, Duane brings a wealth of knowledge across various insurance areas, including auto, homeowners, and life insurance. His focus, however, is on assisting mature clients over 40, and he shares his passion for helping them navigate the complexities of Medicare. With a genuine commitment to aiding clients in making informed choices, Duane dives deep into the challenges faced by seniors, such as medication costs and dental benefits, illuminating how personalized guidance can make all the difference.

 

Discover critical insights on Medicare Advantage plans and how recent changes could impact your healthcare decisions. We cover everything from reimbursement alterations leading to increased co-pays to the importance of reevaluating your coverage during the annual election period. Learn about the open enrollment period and how you can adjust your plans without penalties. With Duane’s expert advice, we provide strategies for managing healthcare needs, especially for those with chronic conditions. If you're seeking informed, thoughtful assistance, this episode is an invaluable resource for confidently navigating the insurance landscape.

 

Connect with Duane:

Phone number: 770-744-1855

Website: https://hamiltoninsuranceusa.com/

 

Let’s continue the conversation on our Free Facebook group!: https://www.facebook.com/groups/3609569512434506

 

Connect with Nicola:

LinkedIn: https://www.linkedin.com/in/nicola-robinson-a992545

 

Connect with Olivia:

LinkedIn: https://www.linkedin.com/in/olivia-smith-5908ba19


By Nicola Robinson January 15, 2025
In this week’s episode, Olivia dives into an eye-opening conversation with special guest Neiasha Russell, a compassionate and experienced death doula. If you’ve ever wondered what a death doula does, or if you’ve struggled to have conversations about end-of-life planning with your loved ones, this episode is for you. Neiasha shares her heartfelt journey, how her mother’s passing inspired her to help others, and practical insights for navigating grief and legacy planning.  We know these conversations can feel overwhelming, but by the end of this episode, you’ll feel equipped to take the first steps toward approaching these topics with love, dignity, and confidence. What You’ll Learn in This Episode: What a death doula is and how they support families and individuals. Neiasha’s personal story of losing her mother and how it shaped her career. The misconceptions and fears around death, especially in the Black community. How Neiasha’s work intersects with estate planning and legacy building. Practical ways to start conversations about mortality and grief with loved ones. Resources Mentioned: Harriet’s Daughters: Learn more about Neiasha’s nonprofit organization supporting girls who’ve lost their mothers to cancer. International End-of-Life Doula Association (INELDA) : Find training and resources on becoming a death doula (https://inelda.org) SR Law Group : Visit for more information on estate planning and related legal services. (https://srlawgrp.com) Connect with Us: Visit our website for additional show notes and resources: www.srlawgrp.com . Support the Show: If you found this episode helpful, please share it with someone who could benefit from the discussion. Don’t forget to subscribe and leave a review!
January 8, 2025
In this week’s episode, Olivia dives into an eye-opening conversation with special guest Neiasha Russell, a compassionate and experienced death doula. If you’ve ever wondered what a death doula does, or if you’ve struggled to have conversations about end-of-life planning with your loved ones, this episode is for you. Neiasha shares her heartfelt journey, how her mother’s passing inspired her to help others, and practical insights for navigating grief and legacy planning. We know these conversations can feel overwhelming, but by the end of this episode, you’ll feel equipped to take the first steps toward approaching these topics with love, dignity, and confidence. What You’ll Learn in This Episode: What a death doula is and how they support families and individuals. Neiasha’s personal story of losing her mother and how it shaped her career. The misconceptions and fears around death, especially in the Black community. How Neiasha’s work intersects with estate planning and legacy building. Practical ways to start conversations about mortality and grief with loved ones. Resources Mentioned: Harriet’s Daughters: Learn more about Neiasha’s nonprofit organization supporting girls who’ve lost their mothers to cancer. International End-of-Life Doula Association (INELDA) : Find training and resources on becoming a death doula (https://inelda.org) SR Law Group : Visit for more information on estate planning and related legal services. (https://srlawgrp.com) Connect with Us: Visit our website for additional show notes and resources: www.srlawgrp.com . Support the Show: If you found this episode helpful, please share it with someone who could benefit from the discussion. Don’t forget to subscribe and leave a review! 
December 18, 2024
Holiday reunions can be a mix of joy and stress, especially when guilt, shame, and family expectations come into play. In this episode, we dive into managing the emotional ups and downs that often surface during these gatherings. Licensed counselor Adriauna Clay-Potts shares practical tips to help you navigate family dynamics, prepare mentally, and maintain your peace. From positive self-talk to steering conversations in a healthier direction, we cover strategies to help you handle criticism or triggering situations with confidence and grace. We also explore how to support your parents without overstepping, using real-life examples to highlight the balance between respect and boundaries. Tune in for valuable insights to help you embrace the holiday season with empathy, understanding, and stronger family connections. Connect with Adriauna: http://www.firmlyrootedcounselingllc.com/ Connect with Nicola: LinkedIn: https://www.linkedin.com/in/nicola-robinson-a992545 Connect with Olivia: LinkedIn: https://www.linkedin.com/in/olivia-smith-5908ba19
December 17, 2024
Losing a loved one is never easy, and navigating the legal complexities of probate can add to the emotional burden. In Georgia, probate is the court-supervised process of administering a deceased person's estate. If you've been named the executor of a will, you have a significant responsibility to ensure the estate is handled properly. This blog post provides a comprehensive checklist for executors in Georgia and explains how the SR Law Group, led by experienced probate attorneys Olivia Smith and Nicola Robinson, can provide expert guidance and support throughout this process. Executor's Duties and Responsibilities As an executor, your duties typically include: Locate the Will: Find the deceased person's last will and testament. File the Will with the Probate Court: Submit the will to the appropriate probate court in Georgia. Petition for Probate: File a petition with the court to formally begin the probate process. Inventory and Appraise Assets: Identify and value all assets in the estate, including real estate, bank accounts, investments, and personal property. Pay Debts and Taxes: Settle any outstanding debts owed by the estate, including taxes, medical bills, and funeral expenses. Notify Beneficiaries: Inform all beneficiaries named in the will about the probate process. Distribute Assets: Distribute the remaining assets to the beneficiaries according to the terms of the will. Close the Estate: File a final accounting with the court and obtain a discharge from your duties as executor. Executor's Checklist for Probate in Georgia Gather Important Documents: Will Death certificate Deeds to real estate Bank statements Investment account statements Insurance policies Tax returns Identify and Secure Assets: Locate and secure all assets of the estate. Change locks on real estate. Close bank accounts and open an estate account. Contact Relevant Parties: Probate court Beneficiaries Creditors Insurance companies Government agencies Obtain Legal Counsel: Consult with an experienced probate attorney to guide you through the process. File Necessary Documents with the Court: Petition for probate Inventory of assets Accounting of estate funds Administer the Estate: Pay debts and taxes. Distribute assets to beneficiaries. Close the Estate: File a final accounting with the court. Obtain a discharge from your duties as executor. How The SR Law Group Can Help Probate can be a complex and time-consuming process, especially if there are disputes or complications. The SR Law Group, co-founded by Olivia Smith and Nicola Robinson, has over 30 years of combined experience helping families in Georgia with their estate planning needs. Here's how they can assist you: Expert Guidance: They will provide expert legal advice and guidance throughout the entire probate process. Document Preparation: They will assist you in preparing and filing all necessary court documents. Asset Management: They can help you identify, value, and manage the assets of the estate. Debt Settlement: They will negotiate with creditors and ensure debts are paid properly. Dispute Resolution: If disputes arise among beneficiaries or creditors, they will work to resolve them effectively. Estate Litigation: If necessary, they will represent you in court to protect your rights as executor. Don't Navigate Probate Alone If you're an executor in Georgia, seek legal counsel from experienced probate attorneys. The SR Law Group can provide the support and guidance you need to navigate this complex process and fulfill your duties effectively. Contact The SR Law Group Today For a consultation and to discuss your probate needs, contact The SR Law Group.
December 11, 2024
Holiday reunions can be a mix of joy and stress, especially when guilt, shame, and family expectations come into play. In this episode, we dive into managing the emotional ups and downs that often surface during these gatherings. Licensed counselor Adriauna Clay-Potts shares practical tips to help you navigate family dynamics, prepare mentally, and maintain your peace. From positive self-talk to steering conversations in a healthier direction, we cover strategies to help you handle criticism or triggering situations with confidence and grace. We also explore how to support your parents without overstepping, using real-life examples to highlight the balance between respect and boundaries. Tune in for valuable insights to help you embrace the holiday season with empathy, understanding, and stronger family connections. Connect with Adriauna: http://www.firmlyrootedcounselingllc.com/ Connect with Nicola: LinkedIn: https://www.linkedin.com/in/nicola-robinson-a992545 Connect with Olivia: LinkedIn: https://www.linkedin.com/in/olivia-smith-5908ba19
December 4, 2024
Caregiving brings its own emotional rollercoaster, particularly when dementia is part of the journey. We share heartfelt stories that highlight the necessity of robust support systems and self-care practices that bolster mental and emotional well-being. We promise you that by tuning in, you'll uncover practical strategies for tackling the unique challenges faced by aging Black parents. From the importance of securing a reliable primary care physician to leveraging veteran assistance and insurance brokers, this episode is packed with insights drawn from personal experiences and community wisdom. Hear how proactive involvement and resourcefulness can be your best allies in ensuring the well-being of elderly loved ones, especially when the system seems stacked against you. Connect with Nicola: LinkedIn: https://www.linkedin.com/in/nicola-robinson-a992545 Connect with Olivia: LinkedIn: https://www.linkedin.com/in/olivia-smith-5908ba19
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